Travel Insurance — Do you need it?
Not sure you need travel insurance?
Traveling creates memories of a lifetime, and can also mean encountering the unexpected; ranging from an inconvenient flight delay to a cancellation for sickness, or a truly serious medical emergency. In today’s travel environment it’s increasingly important to protect yourself and your travel investment.
To increase your sense of security before and during your trip, it's important to purchase a travel insurance plan. Medical insurance policies may not protect your travels abroad and often have out-of-network deductibles. Likewise, coverage through credit cards and travel suppliers may have shortfalls and not fully protect you in travel situations like the above.
Encountering the unexpected is often a part of travel; ranging from the inconvenient to a truly serious emergency. Consider these reasons to purchase a plan before departing, for a greater sense of security on your journey.
Offers Some Peace of Mind
Whether you lose your job, a hurricane blows through your destination, or your travel supplier declares bankruptcy, our broad range of plan benefits help get you back on track and find some peace of mind your trip deserves.
Credit Card Shortfalls
Chances are your credit card may not protect you in cases of travel delay, trip cancellation or emergency medical coverage overseas. These plans tend to have highly limited benefits - always do your research to ensure you're fully protected.
You work hard for the money and time invested in planning your vacation. Unfortunately even the most careful preparation doesn't avoid life's surprises if you need to cancel or interrupt your trip due to a covered reason. Purchasing a Travelex protection plan will help make sure you don't walk away empty-handed.
Ensure you're covered if you see a doctor for a medical emergency while traveling. Your personal medical healthcare policy may offer limited coverage or none at all, once you travel outside the United States. Also, the plan may lower benefits or have deductibles when using an out-of-network doctor. Travelex plans provide First Payer Coverage with no deductible for easy claims handling, less time and hassle to receive reimbursement for eligible losses from us first. Funds may be recovered from your medical or other collectible insurance plans.
Your health and safety is a concern of ours. If an emergency medical evacuation becomes necessary, we will transport you to the nearest suitable hospital to receive treatment. Additional benefits include transportation of a visitor of your choice to stay with you or to transport any traveling children back home, should you become hospitalized.
A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, Travelex plans go above and beyond - not only refunding you for items lost, stolen or damaged, but reimbursing you for necessary items you need to buy to continue having fun on your trip until your baggage is returned.
Travel Assistance & Concierge Services*
Don't overlook this valuable component of each and every one of our insurance plans. Available 24/7, call the toll-free number prior to departing for assistance or advice on planning your trip – from booking concert tickets to making dinner reservations or a tee time for golf. While traveling, one toll-free call gives you access to a variety of travel services such as medical emergency assistance and lost baggage retrieval.
What is MedjetAssist?
MedjetAssist is the premier global and domestic air-medical transport membership program for travelers.A medical mishap can happen anywhere.When and where serious medical emergencies occur are out of our control. Yet for some reason, when we imagine a medical situation, we tend to imagine being surrounded by family and friends, under the care of our own doctor. The numbers tell a different story. Serious accidents and illnesses can often happen away from home, leaving victims unprepared, frightened and alone. An urgent situation can quickly compound into a devastating upheaval of miscommunication and medical mishaps.
We can get you home. A MedjetAssist membership is your guardian, your protection and your peace of mind in a medical crisis. As the premier global air-medical transport membership program in the U.S., we provide a calm path through the chaos. If you are hospitalized more than 150 miles from home, MedjetAssist will facilitate getting you back to your home country hospital of choice from virtually anywhere in the world.
Even the most intrepid traveler knows that sometimes, things happen that you just can't handle alone. Travel insurance is there to help when you become seriously injured or sick while traveling; when circumstances cause you to cancel or interrupt your trip for a covered reason; when your luggage is lost or stolen; or even when you just need help figuring out what to do.
Why Buy Travel Insurance?
Allianz Global Assistance, a world leader in travel insurance and assistance services, can offer many reasons why smart people protect themselves and their families with travel insurance. They're the travelers we help every year through unanticipated travel delays, bad weather, lost luggage and medical emergencies in foreign countries.
Allianz Global Assistance offers affordable travel insurance plans for every type of traveler. Their most popular travel insurance plan is the Classic Plan*, which includes all these benefits:
Want to see all the options? See all travel insurance plans offered by Allianz Global Assistance. As always, please be sure to read your policy details carefully so you fully understand the specific coverages, exclusions and benefits of your plan.
Remember that when you purchase an Allianz Global Assistance travel insurance plan, you have 10 days to review the coverage details. In that timeframe, you can cancel your plan for any reason and receive a full refund, as long as you haven't already traveled or filed a claim. The review period differs by state, so refer to your policy for details.
*Terms, conditions, and exclusions apply. Insurance benefits are underwritten by either Jefferson Insurance Company or BCS Insurance Company depending on insured's state of residence. Plans may not be available to residents of all states. AGA Service Company is the licensed producer and administrator of these plans.
When you purchase a plan from Allianz Global Assistance, you have a review period determined by your state of residence, to examine coverage details. If for any reason, you wish to cancel your plan during the review period, we will refund your premium as long as you haven't filed a claim or departed for your trip/event.
Other Insurance options are available from the following: